by Rick Warren
“Wise people live in wealth and luxury, but stupid people spend their money as fast as they get it.” Proverbs 21:20 (TEV)
Today’s verse shows us God’s IQ test. Let’s see how smart you are: Wise people save for the future, but foolish people spend whatever they get.
If we want God’s blessing on our finances, we must learn to save and invest for the future. We need to save regardless of income because the point is that God is teaching us to be disciplined and wise with our money. He is teaching us to live on less than we make each month so that we can intentionally put away some to save.
God says that’s being responsible.
There is a question you can ask yourself that will help you save more money. It’s very simple. When you get ready to buy something, ask yourself, “Do I really need this?” And then be honest with yourself.
For instance, do I really need a new car? Well, I know I’d like it. But, do I really need it? Do I really need this upgrade? I know I’d like it, but do I really need it?
A fundamental financial principle is this: When you spend your money, it’s gone. Yet, when you save your money, your money works for you. If you’ll do things God’s way, you will be able to not only get out of debt but also invest in the future by saving.
This week, keep asking yourself, “Do I really need this?”
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